The NYS Small Business Development Center at Binghamton University, Small Business Advisor, Michelle Catan will facilitate a roundtable discussion on financial lending for your business as a kick off to our annual Smart Business Otsego Fall Seminar series that we have hosted for the past seven consecutive years each October. The panel members include Grace H. Connors, Lender Relations Specialist – U.S. SBA Syracuse District,  Scott White, President of Bank of Cooperstown, Ryan Hill,  Lending Specialist of NBT Bank,  Dee Hillis, Vice President of Delaware National Bank of Delhi, Alan Rubin, Entrepreneur and President from A & D Transport Services, Douglas Gulotty,President & CEO of Douglas Gulotty and Associates, Inc.  Paul Hakim CCIM, SEC of Pioneer Realty Advisors and Joanne Jones, VP from Pursuit Lending . The panel members bring a vast amount of knowledge and expertise into Financial Lending options for small businesses. The seminar will give participants an overview of the different financial institutions lending policies as it relates to small business loans. Topics will include products and services offered by financial institutions in addition to loan products. Insights to entrepreneurs best practices of working with financial lenders, how each bank and the SBA underwrite loan applications. An overview of the loan application process, time frame involved, closing costs and collateral issues. The SBA will give an overview of all the loan programs they offer as guaranteed loans through these host financial institutions. To register for this event please Register in advance for this meeting by clicking on link:
 https://us02web.zoom.us/meeting/register/tZIvde2rrzouH9NYV7W4IhsWVbFNRXcI8wFz